How is BAC valued relative to the market?

BAC currently trades at a trailing P/E of 13.73x and a forward P/E of 11.24x. The stock has a beta of 1.16, meaning it moves roughly more than the broader market on average. Valuation multiples should always be considered alongside earnings growth rate and sector context.

How profitable is BAC?

BAC reports a gross margin of 0.00%, an operating margin of 38.31%, a net profit margin of 29.52%. Return on equity stands at 11.20% and return on assets at 0.97%. These figures provide context for evaluating the quality and sustainability of the company's earnings relative to its peers.

Does BAC pay a dividend?

BAC pays an annual dividend of $1.28, representing a forward yield of 2.04%. The payout ratio is 25.87%, which indicates the share of earnings distributed to shareholders. The most recent dividend date was 2026-09-24. Dividend sustainability should always be evaluated alongside free cash flow trends.

What is the analyst price target for BAC?

Based on a consensus of 21 analysts, the median price target is $68.00, the most optimistic target is $79.00, the most conservative target is $62.00. At the current price of $53.52, the median target implies 27.1% upside. Analyst targets represent 12-month price expectations and should be considered alongside technical signals and momentum data.

BAC is held by 2 ETFs tracked by StockBotty. The largest allocations are in XLF (4.48%), SPY (0.57%). Significant ETF ownership means institutional flows in and out of these funds can influence BAC's price action, particularly around rebalancing dates.

What is the current trend signal for BAC?

As of the most recent session, BAC closed at $53.52. The swing trend is negative with ADX at 77.7 (strong trend strength). Momentum is bearish and has been running for 33 days. A Golden Cross is in place. 30-day historical volatility is at 22.9%.

When was the last Trendchange signal for BAC and what is its historical edge?

The most recent Trendchange signal for BAC fired on 04.06.26 at $54.17. The position has been held for 54 trading days. 10-day return from entry: +4.36%. 20-day return: +8.42%. The historical edge of the signal system for BAC is +2.67% across 124 tracked signals. The best-performing entry bucket historically is the >20% range, averaging 22% at 10 days and 16.8% at 60 days.

BAC – Bank of America Corporation

Financial Services | Banks - Diversified | Website

Quick Stats

Trend Signal

$53.52

Last Close

Official EOD price – basis for all calculations

▼ Short

Swing Trend

Moving average structure confirms downtrend – bears in control

+2.67%

Signal Edge

Slim positive edge across 1 signals – treat with caution

77.7

Trend Strength (ADX)

Strong trend – directional signals reliable

Options Signals

37%

IV-Rank (52w)

IV in normal range – no clear vol edge

67% / 33%

Call / Put Flow

Bullish positioning – call premium dominates options flow

Last Trendchange Signal

04.06.26

Date

Signal entry date

$54.17

Entry Price

Closing price at signal date

54d

Days Held

Trading days since signal

+4.36%

+10d

Return after 10 trading days

+8.42%

+20d

Return after 20 trading days

+13.11%

+30d

Return after 30 trading days

+14.2%

+60d

Return after 60 trading days

Trend Overview

Mixed Signals – Caution Composite Score: +2 / 7

BAC shows mixed signals. Some trend indicators are positive, others are neutral or deteriorating. The picture is not clear enough to lean heavily in either direction with conviction.

What to watch

This is not an environment that rewards aggressive positioning. Reduced exposure or cash is a valid stance.

BAC Price Chart

Technical Trend Analysis

As of 07.10.2026 · Close: $53.52 · ATR14: $2.02

Mixed Signals – Caution Composite Score: +2 / 7

BAC shows mixed signals. Some trend indicators are positive, others are neutral or deteriorating. The picture is not clear enough to lean heavily in either direction with conviction.

What to watch

This is not an environment that rewards aggressive positioning. Reduced exposure or cash is a valid stance.

Indicator	Signal	Detail
Swing Trend	▼ Short	Primary directional bias
Momentum	▼ Down · -33d	Strength: -0.87 – Rising
Trend Strength (ADX)	77.7 – Strong	ADX38: 58.0
Volatility (HV30)	22.9% – Rising	HV90: 21.1% \| HV180: 22.6%
Vola Compression	None	Normal range
MA Structure	Golden Cross ✓	Stack: Mostly aligned (2/3)
EMA21 Distance	-2.64 ATR ↑	EMA21: $56.12
GD200 Extension	-1.6 ATR – Normal	GD20: -2.8 \| GD50: -5.6 \| GD100: -4.2

📉 Downside Momentum Intensifying

Downward momentum active for -33 days and still building (-0.87). Selling pressure is not easing.

💪 Trend Strength – ADX14: 77.7 (Strong)

A strong and well-defined trend. ADX38: 58.0. Trend-following has clear edge here.

🔺 Volatility Rising

HV30: 22.9% | HV90: 21.1% | HV180: 22.6%. Short-term vol is running above its 90-day average. Wider stops and reduced size may be appropriate.

⭐ Golden Cross – Long-term Bullish

Golden Cross in place. GD50 $60.37 above GD200 $55.29 by 9.18%. Long-term structure is bullish. MA stack: Mostly aligned (2/3).

📈 EMA21 – Trend Accelerating

Price is pulling away from the EMA21 ($56.12) with -2.64 ATR distance and growing.

📐 Key Price Levels & ATR Distance

GD20: $56.74 (-2.8 ATR) | GD50: $60.37 (-5.6 ATR) | GD100: $58.47 (-4.2 ATR) | GD200: $55.29 (-1.6 ATR). ATR14: $2.02.

Monthly Performance History

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2010	-3.22	8.07	6.90	-1.15	-12.84	-6.88	0.09	-13.72	-0.88	-13.91	-4.84	18.21	-14.71
2011	-3.28	-0.18	-4.27	-8.12	-4.71	-2.53	-12.46	-16.58	-22.64	23.54	-14.72	0.47	-60.66
2012	22.84	8.39	17.88	-16.20	-11.44	16.45	-8.77	10.66	10.59	4.01	1.18	18.56	101.11
2013	-5.96	-4.04	7.45	1.26	12.54	-5.00	12.85	-5.56	-3.14	0.55	12.75	-0.89	29.79
2014	4.04	1.09	5.56	-12.66	0.34	0.84	-2.29	7.40	5.09	2.04	-1.32	6.89	11.97
2015	-15.37	2.21	-3.56	3.36	2.43	3.13	3.80	-8.08	0.32	7.92	2.13	-5.22	-4.82
2016	-13.95	-10.31	2.94	7.36	0.17	-10.71	10.63	13.10	-2.01	5.54	27.65	2.81	36.66
2017	0.49	7.81	-7.52	-1.04	-4.79	7.20	-2.28	-1.80	T 5.16	6.90	2.74	5.05	33.04
2018	7.02	-1.23	-4.76	2.10	T -2.62	-4.14	T 9.15	-1.00	-4.95	-7.24	2.11	T -13.18	-16.07
2019	T 14.03	3.02	-5.87	T 7.15	-12.07	T 9.29	4.29	-6.72	T 8.54	9.93	4.79	5.92	44.30
2020	-7.88	T -13.57	-27.25	T 21.60	T 4.52	-2.82	6.97	T 3.04	-5.64	T -1.66	T 16.93	6.29	-12.68
2021	-1.25	15.87	8.66	2.63	4.51	-3.53	-7.63	T 9.98	3.60	10.91	-7.06	1.96	51.02
2022	T -0.10	-5.83	-2.46	-12.76	2.94	-14.62	7.12	T -0.29	-9.74	T 15.91	4.56	-9.38	-26.62
2023	T 5.88	-4.51	-15.68	2.42	-4.28	T 3.28	9.59	-9.33	-5.52	-1.35	T 15.49	8.75	9.32
2024	0.32	T 2.89	10.39	-1.36	8.23	-0.28	0.75	3.16	-2.51	T 6.63	13.77	-6.57	29.65
2025	T 4.54	-0.24	-8.41	T -3.88	9.86	7.35	-1.83	T 11.13	2.32	T 5.47	0.17	3.31	24.18
2026	-4.92	T -7.77	-2.13	T 8.50	-3.08	T 10.62	6.15	-0.86	-12.20	-0.39			-4.34

T A T badge marks a Trendchange signal in that month. Hover for entry price.

BAC - Trendchange Chart

Trendchange Signal History

The last 10 Trendchange signals for BAC:

Date	Entry Price	Days Held	+10d	+20d	+30d	+60d
04.06.26	$54.17	54d	+4.36%	+8.42%	+13.11%	+14.2%
09.04.26	$52.71	9d	+0.78%	+1.01%	+1.01%	+0%
06.02.26	$56.53	4d	-7.04%	-7.04%	-7.04%	-7.04%
20.10.25	$52.04	29d	+2.71%	+1.1%	+1.1%	+1.1%
19.08.25	$48.08	39d	+4.87%	+5.37%	+7.3%	+5.41%
29.04.25	$39.99	49d	+8.43%	+10.58%	+12.75%	+17.7%
15.01.25	$47.10	10d	-0.74%	-0.66%	-0.66%	-0.66%
10.10.24	$39.97	16d	+5.93%	+4.48%	+4.48%	+4.48%
15.02.24	$34.07	49d	+1.32%	+4.75%	+11.3%	+10.74%
07.11.23	$28.16	34d	+6.57%	+8.59%	+19%	+17.72%

Signal Statistics - Historical Edge

Calculated edge for BAC: 2.67%

Range	N	10d	20d	30d	60d	Signal
>20%	1	+22%	+16.8%	+16.8%	+16.8%	Hold
15-20%	2	+16.72%	+10.38%	+11.04%	+14.22%	Hold
10-15%	4	+11.15%	+11.2%	+15.48%	+13.23%	Hold
7-10%	5	+8.18%	+5.73%	+6.65%	+9.15%	Close
5-7%	11	+6%	+6.52%	+7.39%	+7.32%	Close
3-5%	18	+4.06%	+4.01%	+4.34%	+3.96%	Close
1-3%	30	+1.95%	+3.3%	+5.02%	+5.98%	Hold
0-1%	11	+0.62%	-1.95%	+0.05%	+1.81%	Close
-1-0%	9	-0.6%	+0.59%	+0.83%	+0.76%	Neg
-3-1%	12	-1.93%	-1.42%	-1.68%	-1.47%	Neg
-5-3%	10	-3.5%	-2.9%	-2.67%	-1.22%	Neg
-7-5%	6	-5.92%	-5.88%	-5.02%	-3.02%	Neg
-10-7%	3	-7.64%	-7.64%	-7.64%	-7.64%	Neg
<-10%	2	-10.87%	+12.69%	+2.78%	+2.78%	Neg

Exit Rules: Stoploss: -10% | Close if below 1% after 10 days

Signal data as of October 7, 2026

HIGH ALERT ● Neutral Strength: 9.3

Options Metrics

IV-Rank (52w)

37%

IV is in its normal historical range – no structural vol edge in either direction.

Call / Put Flow

67% / 33%

More than 60% of options premium is flowing into calls. This indicates net bullish positioning by market participants.

GEX (Mio.)

-27,481,311.0

Negative GEX: market makers are short gamma. They sell dips and buy rallies, which amplifies moves and increases volatility.

GEX Flip Strike

$55.00 · 2.8%

The GEX flip strike is the price level where dealer gamma exposure shifts from positive to negative. A break through this level often accelerates the move.

Max Pain

$54.00 · 0.9%

Max Pain is the price at which the most options contracts expire worthless. As expiration approaches, price often gravitates toward this level due to dealer hedging flows.

Spot Price

$53.52

Last traded price at signal calculation time

Gamma Exposure Timeline

Key GEX levels, Max Pain, and unusual activity across weekly and monthly expirations, plotted around the current spot price.

BAC GEX timeline showing put/call gamma pins, max pain and flip strike

Key GEX levels, Max Pain, Anchor, Ceiling and unusual activity across 14-30 DTE, plotted around the current spot price.

Put and call pins mark strikes where dealer gamma exposure concentrates. The GEX flip strike is where dealer hedging shifts from stabilizing (positive gamma) to amplifying (negative gamma) price moves. Max Pain is the strike where the most options expire worthless. Dashed markers flag unusual options activity. Learn how to use these signals in our options strategy guides →

View full options flow data and historical signals on the Options Flow Analysis Overview →

Valuation

Metric	Value
Market Cap	$415.86 B
PE Ratio (TTM)	13.73
Forward PE	11.24
PEG Ratio	0.95
Price/Sales	3.65
Price/Book	1.51
Beta	1.16

Profitability

Metric	Value
Gross Margin	0.00%
Operating Margin	38.31%
Net Margin	29.52%
ROE	11.20%
ROA	0.97%

Dividends

Metric	Value
Annual Dividend	$1.28
Forward Yield	204.00%
Payout Ratio	25.87%
Dividend Date	2026-09-24

Analyst Consensus (21 Analysts)

Metric	Value
Median Target	$68
High Target	$79
Low Target	$62

About Bank of America Corporation

Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, and underwriting and advisory services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.

ETF Holdings

Bank of America Corporation is included in 2 ETFs tracked by StockBotty.

ETF	Weight
XLF	4.48%
SPY	0.57%

Frequently Asked Questions – Bank of America Corporation (BAC)

Disclaimer: All trade history on this page reflects the author's personal trading activity only. This is not financial advice. Past performance is not indicative of future results. See our full Disclaimer.