SOFI – SoFi Technologies, Inc.
Financial Services | Credit Services | Website
Quick Stats
Trend Overview
SOFI shows mixed signals. Some trend indicators are positive, others are neutral or deteriorating. The picture is not clear enough to lean heavily in either direction with conviction.
This is not an environment that rewards aggressive positioning. Reduced exposure or cash is a valid stance.
Options Signal Highlight
SOFI Price Chart
Technical Trend Analysis
As of 07.10.2026 · Close: $15.66 · ATR14: $3.77
SOFI shows mixed signals. Some trend indicators are positive, others are neutral or deteriorating. The picture is not clear enough to lean heavily in either direction with conviction.
This is not an environment that rewards aggressive positioning. Reduced exposure or cash is a valid stance.
| Indicator | Signal | Detail |
|---|---|---|
| Swing Trend | ▼ Short | Primary directional bias |
| Momentum | ▼ Down · -26d | Strength: -0.69 – Rising |
| Trend Strength (ADX) | 29.6 – Strong | ADX38: 14.3 |
| Volatility (HV30) | 38.3% – Calm | HV90: 51.4% | HV180: 53.0% |
| Vola Compression | None | Normal range |
| MA Structure | Death Cross ✗ | Stack: Partially aligned (1/3) |
| EMA21 Distance | -1.33 ATR ↑ | EMA21: $16.30 |
| GD200 Extension | -4.4 ATR – Normal | GD20: -1.4 | GD50: -2.7 | GD100: -2.5 |
Monthly Performance History
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2021 | 106.07 | -28.51 | -11.32 | -1.56 |
T 23.09 |
-15.36 | -15.40 | -9.85 |
T 8.99 |
22.13 | -23.96 | -3.54 | 29.59 |
| 2022 | -20.41 | -13.72 | -15.63 | -34.41 |
T 18.17 |
-25.25 |
T 16.64 |
-6.92 | -16.58 | 6.04 |
T -15.71 |
-2.74 | -70.60 |
| 2023 |
T 54.00 |
-10.57 | -5.75 |
T 3.32 |
T 26.87 |
22.29 | 34.39 | -16.33 | -9.10 |
T -3.70 |
-3.83 |
T 27.08 |
121.11 |
| 2024 | -18.86 |
T 16.17 |
-18.80 |
T -6.09 |
-0.29 | -2.36 |
T 17.26 |
T 11.59 |
4.38 | 46.40 | 48.64 | -3.21 | 59.59 |
| 2025 |
T 11.68 |
-6.04 | -14.30 |
T 5.04 |
6.31 | 33.21 | 28.00 | 20.30 | 6.06 | 15.22 | -2.97 | -9.82 | 85.28 |
| 2026 |
T -16.93 |
-19.57 | -13.65 |
T 3.01 |
10.89 |
T -3.50 |
-11.55 |
T -0.83 |
-7.80 | -1.14 | -42.97 |
T A T badge marks a Trendchange signal in that month. Hover for entry price.
SOFI - Trendchange Chart
Trendchange Signal History
The last 10 Trendchange signals for SOFI:
| Date | Entry Price | Days Held | +10d | +20d | +30d | +60d |
|---|---|---|---|---|---|---|
| 05.08.26 | $18.25 | 21d | -3.23% | -2.03% | -2.03% | -2.03% |
| 18.06.26 | $17.91 | 15d | +1.84% | -3.29% | -3.29% | +0% |
| 15.04.26 | $18.79 | 16d | -2.29% | -17.38% | -17.38% | -17.38% |
| 08.01.26 | $27.72 | 4d | -2.09% | -2.09% | -2.09% | -2.09% |
| 25.04.25 | $12.88 | 47d | +2.95% | +2.41% | +10.56% | +105.12% |
| 21.01.25 | $17.90 | 8d | -13.97% | -13.97% | -13.97% | -13.97% |
| 22.08.24 | $7.19 | 20d | +0.97% | -1.53% | -1.53% | -1.53% |
| 15.07.24 | $7.33 | 9d | +1.09% | -9.28% | -9.28% | +0% |
| 26.04.24 | $7.87 | 4d | -10.48% | -10.48% | -10.48% | -10.48% |
| 27.02.24 | $9.15 | 3d | -6.23% | -6.23% | -6.23% | +0% |
Signal Statistics - Historical Edge
Calculated edge for SOFI: 30.38%
| Range | N | 10d | 20d | 30d | 60d | Signal |
|---|---|---|---|---|---|---|
| >20% | 3 | +33.72% | +23.99% | +22.21% | +22.21% | Hold |
| 5-7% | 1 | +6.53% | +28.54% | +30.22% | +30.22% | Hold |
| 1-3% | 3 | +1.96% | -3.39% | -0.67% | +35.04% | Hold |
| 0-1% | 1 | +0.97% | -1.53% | -1.53% | -1.53% | Close |
| -3-1% | 2 | -2.19% | -9.73% | -9.73% | -9.73% | Neg |
| -5-3% | 2 | -3.37% | +9.02% | +16.33% | +11.69% | Neg |
| -7-5% | 1 | -6.23% | -6.23% | -6.23% | +0% | Neg |
| -10-7% | 1 | -8.03% | +8.75% | -1.29% | -1.29% | Neg |
| <-10% | 5 | -12.11% | -12.11% | -12.11% | -7.48% | Neg |
Signal data as of October 7, 2026
Options Metrics
Gamma Exposure Timeline
Key GEX levels, Max Pain, and unusual activity across weekly and monthly expirations, plotted around the current spot price.
Key GEX levels, Max Pain, Anchor, Ceiling and unusual activity across 14-30 DTE, plotted around the current spot price.
Put and call pins mark strikes where dealer gamma exposure concentrates. The GEX flip strike is where dealer hedging shifts from stabilizing (positive gamma) to amplifying (negative gamma) price moves. Max Pain is the strike where the most options expire worthless. Dashed markers flag unusual options activity. Learn how to use these signals in our options strategy guides →
Strategy Setups – You Decide
Based on current options data, one setup stands out. Each strategy has different risk/reward characteristics – the final decision is always yours.
All setups above are personal trade journal observations derived from options flow data. This is not financial advice. The decision to trade, and which strategy to use, is entirely yours.
View full options flow data and historical signals on the Options Flow Analysis Overview →
Valuation
| Metric | Value |
|---|---|
| Market Cap | $22.80 B |
| PE Ratio (TTM) | 36.02 |
| Forward PE | 21.33 |
| PEG Ratio | 0.62 |
| Price/Sales | 5.34 |
| Price/Book | 2.06 |
| Beta | 2.21 |
Profitability
| Metric | Value |
|---|---|
| Gross Margin | 83.73% |
| Operating Margin | 16.96% |
| Net Margin | 14.91% |
| ROE | 7.10% |
| ROA | 1.25% |
Analyst Consensus (22 Analysts)
| Metric | Value |
|---|---|
| Median Target | $19 |
| High Target | $30 |
| Low Target | $12 |
About SoFi Technologies, Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.